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Message prepared especially for Members of the American Institute of Inspectors® as well as Home Inspectors abroad |
October 15, 2001GOOOOOD MORNING, A.I.I..... It's a
great day here in Orem, Utah! The Leavitt family is still
remembering fondly our visit to the Magic Kingdom just a couple of weeks
ago. The weather was warm and the sunshine required sunblock to prevent
damage. I have had some extra time in the past week to spend on the different inspection forums and hash out some inspection topics that have been nagging at me for a while. In the process of expressing my opinions, I find that I learn so much from other Inspectors. I encourage all of you to participate on the AII™ Inspector Hotline as well as the other forums. Here is my challenge....... On your next inspection look for one item that you are unsure about. Then post it to the AII™ Inspector Hotline and see what feedback you get. If you have a digital camera, then take a picture of the item and forward it along with your question. It is my promise that if you do this, then you will learn something. My second challenge is much like the first, except I challenge you to post an answer to somebody else's question. Don't think that it has already been answered by others so there is no need for your response. Quite the contrary... I really want to know what is going on in your area and from your perspective. The way things are done in Utah County, Utah may be completely different from the way they are done in Redmond, Washington. Now some of you still may not feel comfortable posting a question to the AII™ Inspector Hotline, or you subscribe to the MMM and do not have access to the AII™ Inspector Hotline, so I will provide a question box for you. What has been driving you up the wall...... It may be related to floor drains in laundry areas, or bonding of aluminum siding, or howzabout the ever famous 1/16" spacing requirement on roof sheathing........ Fire away and let's see if we can't get some answers to those questions. |
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Issue Date: October 14, 2001
By Dennis McCafferty [The mold family]
USA WEEKEND Magazine first reported on the travails of Melinda Ballard, Ron Allison and son Reese in December 1999. Above, the couple in their mold-contaminated mansion in Dripping Springs, Texas, earlier that year.
After her own family's nightmare unfolded in 1998, Melinda Ballard heard from so many other affected families that she assembled a database. These families, often suffering from debilitating memory loss, were convinced they were the victims of deadly mold in their homes. Successful professionals suddenly couldn't remember clients' names. Parents now struggled to recall where they were supposed to pick up their children from soccer practice.
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USA WEEKEND Magazine first reported on the travails of Melinda Ballard, Ron Allison and son Reese in December 1999. Above, the couple in their mold-contaminated mansion in Dripping Springs, Texas, earlier that year. |
Ballard's computerized files now list close to 11,000 families. These days, she finds yet another toll the mold seems to have taken: When she scrolls down the list of names, she realizes many of the couples have split up. One man was a technology executive who never believed mere mold could destroy his home. He refused to leave. Eventually his mental capacity was so damaged he no longer could hold his job. His wife left him and took their kids.
It's an all too familiar story, says Ballard, 43, but it's not one that will apply to her household. "We love each other, and we'll do anything to get through this. We've been tortured enough. I'll be damned if I let it tear my family apart."
Eighteen months after USA WEEKEND Magazine put them on the cover, Ballard, husband Ron Allison, 36, and their 5-year-old son, Reese, won a major victory: A Travis County, Texas, district court jury awarded them $32 million in their fight against Farmers Insurance Group, which the family says mishandled their claim for mold damage. They argued that the insurance company had failed to cover repairs to leaky pipes soon enough to prevent the toxic mold Stachybotrys atra from overrunning their 22-room mansion near Austin. For now, a final ruling remains to be determined. Among the possible outcomes: A court-appointed mediator could deliver a judgment agreed on by both parties, or the case could go to the county court of appeals within the year. Until the case goes through the entire process, the family cannot access any monetary jury award.
Experts believe the verdict could lead to a surge in mold-related litigation. No firm numbers exist, but there are hundreds, perhaps thousands, of cases in which alleged victims are suing insurance businesses, construction companies, school systems and employers. "The jury decision sends a message to the insurance industry that, at least in this case, the insurer owes to the homeowners adequate coverage for mold damage," says Colleen McLaughlin, editor of the newsletter Mealey's Litigation Report: Mold.
Stachybotrys (stack-ee-BOT-ris) atra is an especially lethal mold that creates airborne toxins, called mycotoxins, that can cause breathing difficulty, memory loss and bleeding in the lungs. Recent studies have linked molds to the tripling of the asthma rate in the past 20 years.
In Ballard's case, the copper plumbing in her family's dream home sprang a series of leaks in 1998. By March 1999, they were experiencing headaches, dizziness and fatigue. Eventually, mold samples were evaluated and found to be deadly. The family fled from the house. By then, Allison's condition was so much worse he couldn't even remember the number of their hotel room.
Farmers Insurance contends that it has pursued the family's claims appropriately. The company offered $1.8 million to cover the home's cleanup costs. But the family declined the offer, saying cleanup alone cost more than $6 million.
Meanwhile, their personal struggles continue. Allison, once a successful investment banker, has neurological damage and no longer works. Ballard had some initial respiratory ailments but has avoided any long-term health problems related to the mold. Reese suffers from a nervous system disorder resulting in tremors and neurological learning problems.
Extensive rehabilitation dominates the family's days. Allison attends cognitive therapy sessions four times a week. Once he oversaw more than $30 million in large client accounts; now he spends his time playing memorization games on the computer. Little Reese sees therapists and spends hours with his mother after school relearning such things as addition tables.
"Every day, we have school and then 'mommy school' when the other kids are playing," Ballard says. "He can't keep up with learning like the other kids can. This changes your entire day for the rest of your life."
Says Allison: "This mold shuts down pathways to your brain. If you're lucky, you can reopen pathways. Some people can. Some people can't."
Photo by DARREN CARROLL for USA WEEKEND
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What does this attic photo reveal? What would you report? What source would you use if you were called upon the carpet for reporting such a condition???
First off, I would have thought somebody would have notified me that the photo was upside down. It makes a lot more sense when you see the roof sheathing on the top instead of on the floor of the attic. Did you notice what looks like mold on the top edge of the 2x4?
I would call combustibles inside the framework of the brick chimney; review by licensed brick mason/contractor. Not sure of the source, but probably would be in the UBC; have to look for it. Be interesting to hear of the source. Jim Corbin - Bow, WA
Wait a minute...... All hope is not lost! John Rebenstorff came to my rescue.
Is the Photo right side up? It appears upside down. Clearance of wood around fireplace not maintained. If this is a chimney it is anchored to roof framing. Age of Home? Does wood extend in brick or terminated on exterior? John Rebenstorff - Orangeville, CA
EJECTOR PUMP CHALLENGE
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Good day; Please check out the attached photo. I would like some imput on this one.
Situation: The house has a holding tank located under the house. There is a sewage ejection pump that moves the effluent uphill to the sewer pipe at the street. There is an alarm located at the holding tank to alert the people if the pump fails.
The pipe that heads up and to the right is the waste pipe to the sewer pipe.
The question I have is this: The capped pipe coming off the top of the tank is intended to be a vent pipe for the holding tank, isn't it?
I am not familiar enough with these installations to know with certainty, so I ask for your collective
genius to clear this up for me.
Thanks, Scott Merritt - Grass Valley, CA
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